TBC Bank Group
Holding Company of JSC TBC Bank

Our Business Model and Strategy


Our mission is to create new opportunities that will enable people and businesses to succeed.



Our vision is to be the best digital financial services company in the region1.

  Mid-term targets
Loan book growth (gross) c.15% p.a.
ROE 20%+
Cost income ratio <40%
Equity Tier 1 capital ratio (Based II/III) c.10.5%
Dividend payout ratio 25-35%