TBC Bank Group Announces 2Q and 1H 2025 Unaudited Consolidated Financial Results1
2Q 2025 profit of GEL 346 million, up by 5% YoY, with ROE at 24.3%.
1H 2025 profit of GEL 665 million, up by 6% YoY, with ROE at 23.7%.
European Union Market Abuse Regulation EU 596/2014 requires TBC Bank Group PLC to disclose that this announcement contains Inside Information, as defined in that Regulation
TBC Bank Group PLC today publishes its unaudited consolidated financial results for 2Q and 1H 2025. The management team will host a conference call at 2.00 PM BST today. To participate in the conference call live video webinar, please register using the following link:
https://www.netroadshow.com/events/login?show=ee411daa&confId=85305
You will receive access details via email.
Vakhtang Butskhrikidze, CEO of TBC Bank Group commented on the results:
“I am pleased to report that we continued our strong start to the year with a profitable second quarter. In 2Q 2025, our operating income increased by 23% year-on-year and amounted to GEL 835 million, while our net profit reached GEL 346 million, up 5% year-on-year, delivering 24.3% ROE. This brought our 1H 2025 net profit to GEL 665 million, up 6% year-on-year, with 23.7% ROE.
I am also glad to announce that our strong profitability and robust capital position have enabled the Board to declare a quarterly dividend of GEL 1.75 per share for the second quarter of 2025, bringing the 1H 2025 payment to GEL 3.25. In addition, we have announced a GEL 75 million share buyback starting from the second half of August, a sign of our commitment to returning excess capital to shareholders.”
1 1Q and 1H 2025 financial results include a non-recurring credit impairment charge of GEL 24.6 mln (pre-tax) in Uzbekistan
Financial Highlights
Income statement
Balance sheet
Key ratios
Operational Highlights
Customer base
Uzbekistan - key highlights 
Additional Information Disclosure
The following materials are disclosed on our Investor Relations website at www.tbcbankgroup.com under Results Center section:
- 2Q and 1H 2025 Results Report
- 2Q and 1H 2025 Results Call Presentation
- 2Q and 1H 2025 Results Investor Presentation
- TBC Uzbekistan 1H 2025 Update
- Supplementary Data
For further enquiries, please contact:
Director of Investor Relations
Andrew Keeley
Or
Head of Investor Relations
Anna Romelashvili
ir@tbcbank.com.ge
About TBC Bank Group PLC ("TBC PLC")
TBC Bank Group’s mission is to make people’s lives easier by providing digitally-led financial services to retail and corporate customers. TBC Bank Group PLC ("TBC PLC") is a public limited company registered in England and Wales and is the parent company of TBC Bank Georgia and TBC Uzbekistan.
TBC Bank Georgia, together with its subsidiaries, is the leading financial services group in Georgia, with a total market share of 37.8% of customer loans and 38.1% of customer deposits as of 30 June 2025, according to data published by the National Bank of Georgia.
TBC Uzbekistan is the leading digital banking ecosystem in Central Asia with 21 mln unique registered users that includes TBC Bank Uzbekistan, the country’s largest mobile-only bank, Payme, a leading digital payments app for individuals and small businesses, and Payme Nasiya, an instalment credit business.
TBC PLC is listed on the London Stock Exchange under the symbol TBCG and is a constituent of the FTSE 250 Index. It is also a member of the FTSE4Good Index Series and the MSCI United Kingdom Small Cap Index.