Leading financial services provider in Georgia
4Q 2024
Loan and deposit portfolios as of 31 December 2024


Highlights
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1.7 mln monthly active customers
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127 k TBC Concept monthly active customers
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68% of newly registered businesses choose TBC Bank4
TBC Insurance
TBC Insurance is Georgia’s leading provider of retail non-health insurance. Through the integration of insurance services with banking products, we enhance the overall value proposition for our customers. This synergy not only fosters customer loyalty, but also contributes to the sustained growth and resilience of our financial ecosystem.
4Q 2024 highlights
35%Retail market share2 |
23%Total market share2 |
GEL 59 mlnGross written premium |
TBC Insurance is a wholly owned subsidiary of TBC Bank. It was acquired in October 2016 and is the main bancassurance partner for the Bank. The company operates in four main business lines: non-health, health, reinsurance, and asset management. As of 31 December 2024, TBC Insurance had around 428k customers.
TBC Leasing
A wholly owned subsidiary of TBC Bank, TBC Leasing offers an alternative source of financing to our retail and MSME clients.
4Q 2024 highlights
86%Market share3 |
c. 2,400# of customers |
GEL 585 mlnLeasing portfolio |
Our technical expertise and specialised knowledge allow us to provide comprehensive asset finance solutions coupled with complementary advisory services. These include financial leasing, operating leasing, and sale and leasebacks. We serve customers all across Georgia, reaching them through authorised dealerships, vendors, direct sales channels, and TBC Bank branches. Leveraging TBC Bank’s extensive sales network gives us a significant competitive edge.
1 Market shares are Based on data published by National Bank of Georgia
2 Market shares given without mandatory border motor third party liability insurance (MTPL). With mandatory border MTPL, retail and total non-health insurance market shares were 30.6% and 21.9% respectively. Source: www.insurance.gov.ge
3 Internal estimates
4 Based on data shared by National Statistics Office of Georgia