TBC Uzbekistan – The leading digital banking ecosystem in Central Asia

We are a high-growth tech-driven company that is changing the way finance is done in Uzbekistan. Our team of professionals from over 20 countries is building a next-generation online financial services for Uzbekistanis. TBC Uzbekistan comprises of three high-growth fintech businesses:

1Q 2025 Highlights


USD 777 mln   

Gross loans

+116% YoY


  19.7 mln

Registered users

+33% YoY

   
6.2 mln    

MAU

+32% YoY


 USD 8 mln

Net profit1

+11% YoY

*Growth in USD terms
1 1Q 2025 net profit, adjusted for a non-recurring credit impairment charge of GEL 24.6 mln (pre-tax) in Uzbekistan, stood at USD 15 mln (up by 117%)

 
Experienced international management team:


Nika Kurdiani
CEO, Uzbekistan Operations
Formerly: TBC Bank (GE), Kaspi, Unicredit

                 

Oliver Hughes 
  Head of International Business
Formerly: Tinkoff, Visa

Konstantin Kruglov 
Head of AI
Formerly: Tinkoff Digital, Yandex Alisa and Sber Devices

                      

George Kapanadze 
Chief Technology Officer
Formerly: Red Bull, TBC Bank (GE), Space (GE)

 

 TBC Uzbekistan’s fintech product strategy: