TNET is a leading digital ecosystem in Georgia. In addition to providing another useful and convenient digital touchpoint for our retail customers, TNET brings synergies with the Georgian banking business through data, loan leads and insurance services.

1Q 2024 Highlights


GEL 36 mln 

      +59% YoY growth        

Number of transactions

4.1 mln

+31% YoY growth

Our ecosystems

TNET was established in early 2022 by merging individual digital ecosystem companies into one entity.

Creating TNET allowed us to set up a centralised data hub with a large customer base and will enable us to:

  • Ensure monetisation through net fee and commission income;
  • Create leads;
  • Strengthen customer loyalty & lock-in and;
  • Increase customer engagement.
ecosystem.PNG ecosystem.PNG